Give a Gift That Builds a Future

Q: How much does FutureMoney cost?

FutureMoney is free to get started with. See Pricing page for details.

Goal based investing that makes it simple for families to invest and effortlessly build generational wealth.

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How Gifting Works

Whether it's a special one-time gift or ongoing contributions, your generosity can help shape a child’s financial future.

Celebrate Milestones

Mark birthdays, graduations, or any big life moments with a gift that grows. Choose an amount to contribute to their Junior Roth IRA, 529 Plan, or General Investing Account.

Give Regularly

Set up recurring contributions to support a child’s goals consistently. Help them achieve financial security over time.

Give a Gift

Lasting Impact

Your gift isn’t just for today—it’s a step toward financial security and lasting growth.

Secure and Personalized

Give in the way that works best for you, knowing every contribution is safe and accessible when your loved one needs it.

Easy and Flexible

Join an existing goal or start a new one for any occasion. FutureMoney makes it simple to contribute.

Gifting Journey

Share a goal with friends and family

Identify the goal that you would like a friend or family member to contribute to.

Click on the three dots in the top right corner. Click on “Share Goal”.

Input the phone number for the person you would like to share the goal with.

Gifting Stories

Customer Gifting with FutureMoney

August 6, 2026

Simply the best way to save for your kids education. Setup is simple and painless. It's really easy to send a link to friends and family so they can donate to an education savings plan instead of buying gifts that will end up in the garbage!

Richard L.

California

March 14, 2026

Easy to use interface, was easy to set up account. I set up my kids college savings account super quick while multitasking (watching tv). Tax advantage options a bonus. will use for baby number 2, on the way in July.

Daniel F.

New York

March 13, 2026

I started a 529 plan with FutureMoney for my twins and the experience has been straightforward from day one. The automated contributions make it easy to stay consistent without thinking about it. I was really happy to find a platform that takes the complexity out of something this important, and put my kids on the right path for their educational future.

Justin

Texas

July 25, 2025

The platform makes it easy to track our progress, and we can’t wait to see how our money grows. One of the features we’re especially excited about is the Junior Roth IRA for our son — it feels amazing to start building a strong financial foundation for his future too. We love knowing that our whole family is growing wealth together.

Ashlee

Ohio

July 17, 2024

We absolutely love the Junior Roth IRA. When my wife became pregnant, I started thinking about our future child's financial future. We signed up with FutureMoney and think it is a great product. The signup process is simple and the app is clear and easy to use. I just wish they would implement a referral program.

Phil

Georgia

August 6, 2026

Simply the best way to save for your kids education. Setup is simple and painless. It's really easy to send a link to friends and family so they can donate to an education savings plan instead of buying gifts that will end up in the garbage!

Richard L.

California

March 14, 2026

Easy to use interface, was easy to set up account. I set up my kids college savings account super quick while multitasking (watching tv). Tax advantage options a bonus. will use for baby number 2, on the way in July.

Daniel F.

New York

March 13, 2026

I started a 529 plan with FutureMoney for my twins and the experience has been straightforward from day one. The automated contributions make it easy to stay consistent without thinking about it. I was really happy to find a platform that takes the complexity out of something this important, and put my kids on the right path for their educational future.

Justin

Texas

July 25, 2025

The platform makes it easy to track our progress, and we can’t wait to see how our money grows. One of the features we’re especially excited about is the Junior Roth IRA for our son — it feels amazing to start building a strong financial foundation for his future too. We love knowing that our whole family is growing wealth together.

Ashlee

Ohio

July 17, 2024

We absolutely love the Junior Roth IRA. When my wife became pregnant, I started thinking about our future child's financial future. We signed up with FutureMoney and think it is a great product. The signup process is simple and the app is clear and easy to use. I just wish they would implement a referral program.

Phil

Georgia

Real reviews from FutureMoney users.

User names and images have been changed to protect user privacy. The testimonials provided may not be representative of the experience of other FutureMoney users and there is no guarantee that all FutureMoney users will have similar experiences. Some clients received compensation for completing a FutureMoney survey, which may influence their preference for recommending us.

Got questions? Find answers.

Is there a fee for adding someone to a shared goal?

No, there is no fee to add someone to a shared goal.

Can I gift a FutureMoney account without setting up a shared goal?

Yes, friends and family can transfer funds directly to the FutureMoney account holder's linked bank account, allowing them to add the funds to their account at their convenience.

Can I create a goal to gift if I don’t already have a FutureMoney account?

Yes, you can. Simply create a FutureMoney account, set up a goal for a specific individual, and share it with others if you’d like them to contribute.

How much does FutureMoney cost?

See Pricing page for details.

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Standard SIPC insurance covers up to $500,000 (including $250,000 for cash) under SIPC coverage in the event of a brokerage firm's financial failure. SIPC coverage does not protect against market losses. 529 plan accounts are not covered by SIPC. For investment accounts held with Alpaca, excess SIPC insurance is provided by FutureMoney's custodian partner Alpaca Securities LLC (dba Alpaca Clearing) ("Alpaca") via Lloyd's of London, up to $75 million in securities and $75 million in cash, with an aggregate limit of $250 million across all customer accounts. Details.

FutureMoney RIA, LLC - Form CRS, Form ADV Part 2A, Privacy Policy, Investment Management Agreement. SEC registration does not imply a certain level of skill. All investments made are legally owned by you.
Charles Schwab & Co. Inc. - Form CRS, Form ADV Part 2A, Privacy Policy
Altruist Financial LLC - Form CRS, Form ADV Part 2A, Privacy Policy
Alpaca Securities LLC - Form CRS, Privacy Notice, Use & Risk, Terms & Conditions, PFOF, Margin, Extended Hours, BCP Summary

If your state or your designated beneficiary’s state offers a 529 plan, you may want to consider what, if any, potential state income-tax or other state benefits it offers, such as financial aid, scholarship funds, and protection from creditors, before investing. State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax, or other advisor about how these state benefits, if any, may apply to your specific circumstances. Earnings in 529 plan or Junior Roth IRA grow tax-free. Qualified withdrawals from these accounts are tax-free. Unqualified withdrawals may be subject to tax and penalty. Consult IRS website and your state tax authority for details. Certain conditions apply to 529 plan to Roth IRA rollover. See here for details.

Projected assets under management are based on current account values, recurring contributions set, estimated returns, and goal dates.
UI Screenshots Disclosure: All screenshots provided are for illustrative purposes only and any performance figures displayed should not be considered representative of actual performance