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CALCULATE YOUR ESTIMATE
Estimate your child’s potential tax bill
FutureMoney can help minimize taxes at withdrawal with a Sidecar.
Taxable events
The $1,000 is only the beginning. The future tax bill is what families need to plan for.
A taxable event is the moment the tax rules matter. FutureMoney Sidecar helps families see that moment before it becomes a surprise and prepare for it early.
What this means
Tax deferred does not mean tax free.
Money may grow without immediate taxes, but a later conversion can still create a bill families need to plan for.
1
Money can grow before taxes are due.
2
A conversion or withdrawal may trigger a tax bill.
3
Starting early gives your family more time to prepare.
On the hook for
See how the potential tax bill could grow
$1,000 bonus only
Tax estimate
No extra contributions
$134K
$1,000 bonus + birthday gifts + holiday gifts + ~$50/month
Tax estimate
Consistent monthly contributions
$882K
Maximum contributions~$96/week
Tax estimate
$416.66 per month
$8.5M
Illustrative only. Based on simplified assumptions - child is a newborn in New York - among others. Not tax advice.
Why FutureMoney
A simple way to prepare now, rather than scramble later.
FutureMoney Sidecar helps families understand their child’s potential tax exposure, build a separate reserve automatically and stay prepared for future conversion decisions.
Understand what could be owed
See an illustrative estimate before the tax decision arrives.
Automate small contributions
Set an amount that works for your family and contribute over time.
Reserve built in
Track your Trump Account estimate and reserve in one place.
Family focused design
Built around education, gifting, and long term family account planning.
FutureMoney Sidecar
Build the reserve while their Trump Account grows.
Trump Accounts are tax-deferred, not necessarily tax-free. FutureMoney Sidecar helps your family build a separate reserve over time, so a future tax bill is less likely to become a financial surprise.
Step 01
Connect the account details
Use your child’s real balance and planned contributions.
Step 02
Estimate the future tax exposure
Estimate future taxes and build a Roth IRA conversion plan.
Step 03
Build the reserve automatically
Set aside manageable recurring contributions over time.
Step 04
Automate the conversion
As soon as eligible, FutureMoney helps automate the conversion path so growth can continue compounding tax-free.
How it works
Three steps to start preparing.
FutureMoney Sidecar turns a complex future tax question into a plan your family can understand and act on today.
Add your Trump Account details
Start with your child’s current balance and contributions.
See the potential tax bill
Get an illustrative estimate based on your family’s inputs.
Start building the reserve
Choose a recurring contribution that works for your family.