Give a Gift That Builds a Future

Make a meaningful impact by helping families save for their child’s future milestones, like college, a first home, or securing their financial future.

Send a gift

How Gifting Works

Parents face growing financial challenges when preparing for milestones like college, but still want to set their kids up for a bright future. FutureMoney simplifies investing, so you can focus on what matters most: raising confident, financially secure children.

Whether it's a special one-time gift or ongoing contributions, your generosity can help shape a child’s financial future.

Here's how:

Celebrate Milestones

Mark birthdays, graduations, or any big life moments with a gift that can grow with them.
Choose an amount to contribute to their Junior Roth IRA, 529 Plan, Custodial Roth IRA or General Investing account.

Send a gift

Give Regularly

Set up recurring contributions to support a child’s goals consistently.
Choose an amount to contribute to their Junior Roth IRA, 529 Plan, Custodial Roth IRA or General Investing account.

Create an account

Constant hypothetical return does not include fees, taxes, withdrawals or market volatility.
Investing involves risk, including loss of principal, and performance is not guaranteed..
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A modest gift today can be life changing tomorrow

Thanks to the power of compound returns, every $100 gifted today could be worth more than $10,000 in 50 years assuming a 10% rate of return.

Two ways to give:

Create a Shared Goal

Open up a FutureMoney account and create a shared goal to track progress and make ongoing contributions to investment accounts for loved ones.

Send money

You can send cash to the bank account of a FutureMoney account owner, and they can then contribute it to their FutureMoney account.

August 6, 2026

Simply the best way to save for your kids education. Setup is simple and painless. It's really easy to send a link to friends and family so they can donate to an education savings plan instead of buying gifts that will end up in the garbage!

Richard L.

California

March 14, 2026

Easy to use interface, was easy to set up account. I set up my kids college savings account super quick while multitasking (watching tv). Tax advantage options a bonus. will use for baby number 2, on the way in July.

Daniel F.

New York

March 13, 2026

I started a 529 plan with FutureMoney for my twins and the experience has been straightforward from day one. The automated contributions make it easy to stay consistent without thinking about it. I was really happy to find a platform that takes the complexity out of something this important, and put my kids on the right path for their educational future.

Justin

Texas

July 25, 2025

The platform makes it easy to track our progress, and we can’t wait to see how our money grows. One of the features we’re especially excited about is the Junior Roth IRA for our son — it feels amazing to start building a strong financial foundation for his future too. We love knowing that our whole family is growing wealth together.

Ashlee

Ohio

July 17, 2024

We absolutely love the Junior Roth IRA. When my wife became pregnant, I started thinking about our future child's financial future. We signed up with FutureMoney and think it is a great product. The signup process is simple and the app is clear and easy to use. I just wish they would implement a referral program.

Phil

Georgia

August 6, 2026

Simply the best way to save for your kids education. Setup is simple and painless. It's really easy to send a link to friends and family so they can donate to an education savings plan instead of buying gifts that will end up in the garbage!

Richard L.

California

March 14, 2026

Easy to use interface, was easy to set up account. I set up my kids college savings account super quick while multitasking (watching tv). Tax advantage options a bonus. will use for baby number 2, on the way in July.

Daniel F.

New York

March 13, 2026

I started a 529 plan with FutureMoney for my twins and the experience has been straightforward from day one. The automated contributions make it easy to stay consistent without thinking about it. I was really happy to find a platform that takes the complexity out of something this important, and put my kids on the right path for their educational future.

Justin

Texas

July 25, 2025

The platform makes it easy to track our progress, and we can’t wait to see how our money grows. One of the features we’re especially excited about is the Junior Roth IRA for our son — it feels amazing to start building a strong financial foundation for his future too. We love knowing that our whole family is growing wealth together.

Ashlee

Ohio

July 17, 2024

We absolutely love the Junior Roth IRA. When my wife became pregnant, I started thinking about our future child's financial future. We signed up with FutureMoney and think it is a great product. The signup process is simple and the app is clear and easy to use. I just wish they would implement a referral program.

Phil

Georgia

Real reviews from FutureMoney users.

User names and images have been changed to protect user privacy. The testimonials provided may not be representative of the experience of other FutureMoney users and there is no guarantee that all FutureMoney users will have similar experiences. Some clients received compensation for completing a FutureMoney survey, which may influence their preference for recommending us.

Copyright © 2026 Future Money Inc.

Standard SIPC insurance covers up to $500,000 (including $250,000 for cash) under SIPC coverage in the event of a brokerage firm's financial failure. SIPC coverage does not protect against market losses. 529 plan accounts are not covered by SIPC. For investment accounts held with Alpaca, excess SIPC insurance is provided by FutureMoney's custodian partner Alpaca Securities LLC (dba Alpaca Clearing) ("Alpaca") via Lloyd's of London, up to $75 million in securities and $75 million in cash, with an aggregate limit of $250 million across all customer accounts. Details.

FutureMoney RIA, LLC - Form CRS, Form ADV Part 2A, Privacy Policy, Investment Management Agreement. SEC registration does not imply a certain level of skill. All investments made are legally owned by you.
Charles Schwab & Co. Inc. - Form CRS, Form ADV Part 2A, Privacy Policy
Altruist Financial LLC - Form CRS, Form ADV Part 2A, Privacy Policy
Alpaca Securities LLC - Form CRS, Privacy Notice, Use & Risk, Terms & Conditions, PFOF, Margin, Extended Hours, BCP Summary

If your state or your designated beneficiary’s state offers a 529 plan, you may want to consider what, if any, potential state income-tax or other state benefits it offers, such as financial aid, scholarship funds, and protection from creditors, before investing. State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax, or other advisor about how these state benefits, if any, may apply to your specific circumstances. Earnings in 529 plan or Junior Roth IRA grow tax-free. Qualified withdrawals from these accounts are tax-free. Unqualified withdrawals may be subject to tax and penalty. Consult IRS website and your state tax authority for details. Certain conditions apply to 529 plan to Roth IRA rollover. See here for details.

Projected assets under management are based on current account values, recurring contributions set, estimated returns, and goal dates.
UI Screenshots Disclosure: All screenshots provided are for illustrative purposes only and any performance figures displayed should not be considered representative of actual performance