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Future Money Inc. (“FutureMoney”) uses paid testimonials and paid endorsements as part of its advertising on social media. A testimonial is made by a client, investor, or someone related to FutureMoney. An endorsement is a statement promoting FutureMoney made by anyone else. The testimonials and endorsements provided may not be representative of the experience of other FutureMoney RIA clients and there is no guarantee that all FutureMoney RIA clients will have similar experiences.We provide more detailed information about these arrangements below:
The Motherhood - FutureMoney has engaged The Motherhood, Inc. (“The Motherhood”) to identify, vet and recommend individuals with a social media following (“influencers”) to provide paid testimonials of FutureMoney and its subsidiary FutureMoney RIA, LLC. FutureMoney does not directly compensate influencers that are part of any campaign organized by The Motherhood. The cash compensation received by the influencers creates a conflict of interest and incentivizes the influencers to present content favorable to FutureMoney because of the compensation structure in place, and to recommend FutureMoney over other similar services which may have lower fees or otherwise be more appropriate for a viewer of their content posted on social media.
‍Affiliates - FutureMoney previously engaged Fintel Connect and currently engages Impact (“Affiliate marketing platforms”) to facilitate the paid endorsements of FutureMoney and its subsidiary FutureMoney RIA, LLC by various Affiliates. Affiliates are paid cash compensation, typically as a function of the active users they generate for FutureMoney, but at times they may be paid a fixed amount, an amount per click, and amount per funding event, or other such metric. The compensation provided to Affiliates creates a material conflict of interest and incentivizes them to present content favorable to FutureMoney because of the compensation structure in place, and to recommend FutureMoney over other similar services which may have lower fees or otherwise be more appropriate for viewers of their content. Affiliates of FutureMoney include, but are not limited to: Finder.com, CCC Enterprises Inc, Appalgo LTD, Mode Mobile LLC, Cactus Media, Budgeters Anonymous, CameronRiceMoney, BenefitHub, JoinGekko.com, Natural Intelligence LTD, BabyCenter.com, MoneysMyLife, Skimbit Ltd, The College Investor LLC, Kidvestors, The Motley Fool, The Financial Maniac, Adstart Media, Ad Practitioners, Raising Little Millionaires, Dynata, 1440 Media, FlexOffers, and Dad Day.
‍Nick Meyer, CFP - FutureMoney has engaged Nick Meyer, CFP (“Nick”) to provide paid testimonials of FutureMoney and its subsidiary FutureMoney RIA, LLC. Nick is paid cash compensation, stock compensation, and usage fees. Usage fees apply where FutureMoney puts over a certain level of paid media spend behind whitelisting Nick's posts, with Nick's approval. The compensation received by Nick creates a conflict of interest and incentivizes him to present content favorable to FutureMoney because of the compensation structure in place, and to recommend FutureMoney over other similar services which may have lower fees or otherwise be more appropriate for a viewer of his content posted on social media.
‍Influencers - FutureMoney engages individuals with a social media following (“influencers”) to provide paid testimonials of FutureMoney and its subsidiary FutureMoney RIA, LLC. FutureMoney may compensate influencers directly or indirectly through another platform (ex: Lionize). The cash compensation received by the influencers creates a conflict of interest and incentivizes the influencers to present content favorable to FutureMoney because of the compensation structure in place, and to recommend FutureMoney over other similar services which may have lower fees or otherwise be more appropriate for a viewer of their content posted on social media.
‍Kendall Morgan Taylor - FutureMoney has engaged Kendal Morgan Taylor (“Kendall") to provide paid testimonials of FutureMoney and its subsidiary FutureMoney RIA, LLC. Kendall creates social media content posted under the handle @moneywithkendall. The cash compensation received by the Kendall creates a conflict of interest and incentivizes Kendall to present content favorable to FutureMoney because of the compensation structure in place, and to recommend FutureMoney over other similar services which may have lower fees or otherwise be more appropriate for a viewer of her content posted on social media.
‍Other endorsements and testimonials - FutureMoney from time to time engages individuals to create video content formatted for social media (“content creators”) to provide paid endorsements and testimonials of FutureMoney and its subsidiary FutureMoney RIA, LLC. FutureMoney may or may not directly compensate content creators, but in all cases, the amounts of compensation are de minimis as defined by the SEC, except as may be otherwise noted.The cash compensation received by the content creators creates a conflict of interest and incentivizes the content creators to present content favorable to FutureMoney because of the compensation structure in place, and to recommend FutureMoney over other similar services which may have lower fees or otherwise be more appropriate for a viewer of their content posted on social media.