Invest in their future. Support Ohio school fundraisers.
Invest in Their Tomorrow, Today.
Open a FutureMoney account for your child and receive a $50 bonus. Want to introduce this to your school community? Partner with us to unlock ongoing fundraising.
Claim Your $50 BonusHow the "Win-Win" Fundraiser Works
We believe the best way to support our community is to help our families thrive.
It takes less than 5 minutes to get started:
It takes less than 5 minutes to get started:
Step 1: Open Your Account.
Use the button above to create a FutureMoney account for your child.
Step 2: Fund Their Future.
[Crucial Step] Connect your bank and make your first recurring contribution. Whether it's $25 or $100, starting early is what matters.
Step 3: Get Rewarded.
Once your first recurring contribution clears, FutureMoney will instantly add $25 to your child's portfolio and donate $25 directly to participant school.
Bring FutureMoney to Your School
If you're a PTA leader or school representative, you can introduce FutureMoney to your community and unlock a new way for families to invest while supporting your school.
May 17, 2025
As a parent, I wanted to start saving for my child’s future, and this company made it so simple. Their plans are flexible and easy to manage, and I feel confident knowing my investments will grow alongside my child. The team provided clear guidance tailored to my goals.
Susan D.
Account executive
May 15, 2025
I chose this company to secure my child’s financial future, and it was the best decision. Their platform is intuitive, and their advisors helped me create a solid savings plan. I love knowing that I’m setting my child up for success when they grow up.
Daniel F.
HR manager
October 14, 2024
Planning for my daughter’s future has never been easier. This company offers excellent options for long-term investments, and their team helped me navigate everything.
Robert H.
Financial analyst
May 14, 2025
Saving for my son’s college fund felt overwhelming until I found this app. They helped me develop a step-by-step investment strategy that feels practical and achievable. I feel much better knowing I’m building a solid foundation for his future.
Mary H.
Stay at home Mom
December 1, 2024
I chose this company to secure my child’s financial future, and it was the best decision. Their platform is intuitive, and their advisors helped me create a solid savings plan. I love knowing that I’m setting my child up for success when they grow up.
Daniel K.
Software developer
October 29, 2024
I started working with this company a few months ago and have already seen positive results. They offer transparent terms, a wide range of investment products, and expert advice. I especially appreciate the professionalism of the managers, who thoroughly explain all the details and help choose the best strategies.
Jami S.
Product manager
December 10, 2024
As a parent, I wanted to start saving for my child’s future, and this company made it so simple. Their plans are flexible and easy to manage, and I feel confident knowing my investments will grow alongside my child. The team provided clear guidance tailored to my goals.
Sarah J.
Teacher
May 17, 2025
As a parent, I wanted to start saving for my child’s future, and this company made it so simple. Their plans are flexible and easy to manage, and I feel confident knowing my investments will grow alongside my child. The team provided clear guidance tailored to my goals.
Susan D.
Account executive
May 15, 2025
I chose this company to secure my child’s financial future, and it was the best decision. Their platform is intuitive, and their advisors helped me create a solid savings plan. I love knowing that I’m setting my child up for success when they grow up.
Daniel F.
HR manager
October 14, 2024
Planning for my daughter’s future has never been easier. This company offers excellent options for long-term investments, and their team helped me navigate everything.
Robert H.
Financial analyst
May 14, 2025
Saving for my son’s college fund felt overwhelming until I found this app. They helped me develop a step-by-step investment strategy that feels practical and achievable. I feel much better knowing I’m building a solid foundation for his future.
Mary H.
Stay at home Mom
December 1, 2024
I chose this company to secure my child’s financial future, and it was the best decision. Their platform is intuitive, and their advisors helped me create a solid savings plan. I love knowing that I’m setting my child up for success when they grow up.
Daniel K.
Software developer
October 29, 2024
I started working with this company a few months ago and have already seen positive results. They offer transparent terms, a wide range of investment products, and expert advice. I especially appreciate the professionalism of the managers, who thoroughly explain all the details and help choose the best strategies.
Jami S.
Product manager
December 10, 2024
As a parent, I wanted to start saving for my child’s future, and this company made it so simple. Their plans are flexible and easy to manage, and I feel confident knowing my investments will grow alongside my child. The team provided clear guidance tailored to my goals.
Sarah J.
Teacher
Real reviews from FutureMoney users.
User names and images have been changed to protect user privacy. The testimonials provided may not be representative of the experience of other FutureMoney users and there is no guarantee that all FutureMoney users will have similar experiences. Some clients received compensation for completing a FutureMoney survey, which may influence their preference for recommending us.
Why FutureMoney? (The "Anti-Piggy Bank")
70% of parents leave their kids' savings in checking accounts that earn zero interest. FutureMoney helps you unlock tax-advantaged growth..
Tax-Advantaged Options
We offer Junior Roth IRAs, 529 Plans, and more to maximize your savings growth.
Automated Contributions
Set up recurring investments to grow your child’s account effortlessly.
Transparency for Co-Parents
Share account progress while keeping finances separate.
Flexible Goals
Save for anything—college, a first home, or retirement—all in one platform.
Benefits of Investing with FutureMoney
Highlights:
- Tax-free growth potential
- No earned income required to make contributions
- Favorable FAFSA impact when funded by grandparents
- Optimized for long-term generational wealth building
Grow Wealth, Tax-Free
Your child’s savings grow faster in tax-advantaged accounts like Junior Roth IRAs, 529 Plans and Custodial Roth IRA.
Simplify the Process
- Manage all your child’s investments in one app.
- Transparent updates for parents, grandparents, and other contributors.
Family Gifting
Invite family and friends to contribute for birthdays, holidays, or special milestones.
SIPC-insured
Investments Your investments are held by industry-leading, SEC-registered custodians, including Alpaca Securities, LLC and Altruist.
Each account is eligible for up to $500,000 in SIPC protection.
Each account is eligible for up to $500,000 in SIPC protection.
SIPC-insured
Investments Your investments are held by industry-leading, SEC-registered custodians, including Alpaca Securities, LLC and Altruist. Each account is eligible for up to $500,000 in SIPC protection.
Start Investing Today
It’s never too early to prepare for your child’s future. Open an account, set up recurring contributions, and watch your investments grow as your child grows.
Is my money safe?
Yes. FutureMoney uses bank-level security and partners with regulated financial institutions to keep your data and investments secure.
What if I already have a 529?
Great! FutureMoney is the perfect complement, offering different tax advantages and flexibility for non-education expenses down the road.Yes — there are two ways to open a Roth IRA for a child:
If you’re looking for a Roth IRA for kids, the Junior Roth IRA™ is the perfect solution since it doesn’t require the minor to have earned income to contribute.
We also offer Custodial Roth IRA accounts, which require the child to have earned income and are managed by a parent or guardian until adulthood. We help families set up compliant household employment, including EIN and payroll, so contributions are done in an IRS-compliant way.
If you’re looking for a Roth IRA for kids, the Junior Roth IRA™ is the perfect solution since it doesn’t require the minor to have earned income to contribute.
We also offer Custodial Roth IRA accounts, which require the child to have earned income and are managed by a parent or guardian until adulthood. We help families set up compliant household employment, including EIN and payroll, so contributions are done in an IRS-compliant way.
Do I have to invest a lot?
No! There are no minimums to start. We just require active use of the product including either a weekly or monthly contribution to activate the $25 match for you and the school.
What accounts can I open with FutureMoney?
With FutureMoney, you can open a Junior Roth IRA, a Custodial Roth IRA, a general investment account, a 529 savings plan, a Roth IRA, or a traditional IRA. Each account type is designed to cater to different aspects of your financial future.
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Copyright © 2025 Future Money Inc.
Your investments are eligible for protection of up to $500,000 (including $250,000 for cash) under SIPC coverage in the event of a brokerage firm's financial failure. SIPC coverage does not protect against market losses.
FutureMoney RIA, LLC - Form CRS, Form ADV Part 2A, Privacy Policy. SEC registration as an investment adviser does not imply a certain level of skill. All investments made are legally owned by you.
Charles Schwab & Co. Inc. - Form CRS, Form ADV Part 2A, Privacy Policy
Altruist Financial LLC - Form CRS, Form ADV Part 2A, Privacy Policy
Alpaca Securities LLC - Form CRS, Privacy Notice, Use & Risk, Terms & Conditions, PFOF, Margin, Extended Hours, BCP Summary
Your investments are eligible for protection of up to $500,000 (including $250,000 for cash) under SIPC coverage in the event of a brokerage firm's financial failure. SIPC coverage does not protect against market losses.
FutureMoney RIA, LLC - Form CRS, Form ADV Part 2A, Privacy Policy. SEC registration as an investment adviser does not imply a certain level of skill. All investments made are legally owned by you.
Charles Schwab & Co. Inc. - Form CRS, Form ADV Part 2A, Privacy Policy
Altruist Financial LLC - Form CRS, Form ADV Part 2A, Privacy Policy
Alpaca Securities LLC - Form CRS, Privacy Notice, Use & Risk, Terms & Conditions, PFOF, Margin, Extended Hours, BCP Summary
If your state or your designated beneficiary’s state offers a 529 plan, you may want to consider what, if any, potential state income-tax or other state benefits it offers, such as financial aid, scholarship funds, and protection from creditors, before investing. State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax, or other advisor about how these state benefits, if any, may apply to your specific circumstances. Earnings in 529 plan or Junior Roth IRA grow tax-free. Qualified withdrawals from these accounts are tax-free. Unqualified withdrawals may be subject to tax and penalty. Consult IRS website and your state tax authority for details. Certain conditions apply to 529 plan to Roth IRA rollover. See here for details.
Projected assets under management are based on current account values, recurring contributions set, estimated returns, and goal dates.
UI Screenshots Disclosure: All screenshots provided are for illustrative purposes only and any performance figures displayed should not be considered representative of actual performance
UI Screenshots Disclosure: All screenshots provided are for illustrative purposes only and any performance figures displayed should not be considered representative of actual performance